I work for Albertson’s and not every sale item rings up right! We have a policy that many people don’t know of, which is “price accuracy.” That policy is posted in the store at every register. If something doesn’t scan right, its free. (With a some exceptions). But you would be surprised at some of the things I have seen become free. So watch the prices and watch your receipts! Most stores want to keep their customers happy and will fix any mistakes that were made.
I thought I replied to this already. There is really no help that anyone can give until you find out where ytour money goes. Telling us you have a budget of $300 a week ($1200 a month) gives us very little information with which to start.
Do you have a car payment? How much is your car insurance? How much gas to you need a week? All this stuff you need to find out for yourself and then ask for ways to cut back. A better question for you to ask would be ‘I just noticed I spend $80 a month on coffee, is there a way to cut this down?’. Of course that was my personal experience. I had no idea that I wasted that much money every month until I, oops, you guessed it, wrote it down. So I don’t mean to be rude, but reposting three times and not giving us any new information and not taking the advice in the first place is going to get you nowhere.
Not sure anyone can answer this. I have been working with naca since december to get the bank to modify my mortage its is in forclosure now I can seem to get anywhere with naca or Bank of America I have had to submit forms so many times because naca kept telling me i did not submit them come to find out i did not sign one of them. Finaly got that done and my file submitted. Then the bank requested some documents I did not know what they were tryed to contact naca it took 4 weeks to get a appointment buy then the bank denied my file. I had to start all over again. My file has now been subbmitted twice its now been over 30 days and I still have not gotten a answer just talked to naca they told me I will most likly loose my house and its only been 30 day I should give them 15 more days and to call them myself. Any suggestions any one has of what else I can do Please let me know.
Have you tried the Hope for Homeowners program? I think it is over at the end of the month. I thought there was no hope for us- we were laid off and got behind on everything and expected to lose the house. But our mortgage company- who had been awful at helping prior to that- contacted us about the program. It reduced our payment by a thousand dollars and cut what we owed on the mortgage in half.