That’s what I hope to do with this juniper bunch

That’s what I hope to do with this juniper bunch when they call me. I’m on a cell phone as when we had the DSL taken out (Went to Cable) The phone line was shot to heck. so cell’s better anyway. I rarely use a phone, so…. We’ll see by next week what they say. I dont know much about this whole group thing im in school and im doing this for an assignment. however this topic is a very common topic around my house. me and my fiance are having trouble with not getting out of debt.He is currently not working because his work has no work so we are getting on unenployment, but we are having trouble witht that. we have a baby and i would really appreicate it if anyone could give me some advice on how to get out of debt.

I am new to the blog and I have a qustion. I am trying to get copies of my credit reports but I can only find the address to Equifax. Esperian and Equifax have an online request form, but I am hesitant about the personal information online thing. Transunion has a form which appears to be through a third party that can be used to request all three reports. How do I safely request my reports?

If you want your reports you can get them at for free…. 3 free a year.. 1 per agency. you can purchase your score thru these sights but it might be cheaper if you want all three scores at once to go thru! Good luck. hope this helps some!!! I’m trying to get myself on track for 2008 and one of the suggestions I heard was to join an online community, so here I am. Here’s my little situation just to get me started: lots of credit card debt (must I give the amount? Let’s say it’s around 15k); just bought a house in March 07 and the mortgage takes up 66% of my income; husband out of work, somewhat by choice, and that’s probably an issue for yet another group.

So I am going to my credit card to pay for groceries and gas, can barely pay minimum payments, and oh yes, my husband’s student loan payments kick in completely in January, to the tune of an additional $275 a month. I know! It’s ridiculous! All I can say is: southern California real estate prices. There were several reasons we ended up buying a house, and of course, I thought my spouse would be working at some point to help out with the expenses. I’m hopeful that will happen very soon.

Thanks for the tip on student loans. In addition to that, my overall plan for ’08 is to pay down debt gradually, starting with anything at all over the minimum payments and then work the amount up; build up savings gradually; and decrease our dependence on credit cards. Because of the house (and our relatively low income!) I’m anticipating a significant tax refund, which will be split equally between savings and debt payoff.

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